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Session of 2000
          HOUSE BILL No. 3039           By Committee on Appropriations           3-15          

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10             AN  ACT relating to consumer protection; prohibiting certain acts.
11      
12       Be it enacted by the Legislature of the State of Kansas:
13             Section  1. (a) No supplier shall obtain or submit for payment, other
14       than for the continuation of existing and recurrent services, a check, draft
15       or other form of negotiable instrument or payment order drawn on a
16       person's checking, savings, share or similar account without the con-
17       sumer's express written authorization.
18             (b) Express written authorization by a consumer includes:
19             (1) The consumer's signature on a check, draft or other form of ne-
20       gotiable instrument or payment order; or
21             (2) the consumer's signature on a separate written agreement au-
22       thorizing single or periodic payments by check, draft or other form of
23       negotiable instrument or payment order.
24             (c) Nothing in this section shall prohibit a consumer from personally
25       directing the consumer's financial institution to make payment from the
26       consumer's checking, savings, share or similar account via electronic or
27       telephonic means in accordance with procedures set by the consumer's
28       financial institution, nor shall this section affect the right of a consumer
29       to transfer funds from one account to another.
30             (d) A violation of subsection (a) is an unconscionable act within the
31       meaning of K.S.A. 50-627, and amendments thereto.
32             (e) This section shall be part of and supplemental to the Kansas con-
33       sumer protection act.
34        Sec.  2. This act shall take effect and be in force from and after its
35       publication in the statute book.