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AN ACT concerning property insurance; cancellation or decision to deny
  renewal of coverage.
Be it enacted by the Legislature of the State of Kansas:
  Section 1.  After the effective date of this act, an insurance company
shall not cancel or nonrenew a policy of property insurance because the
insured has filed a single claim for loss due to windstorm, hailstorm or
any other act of nature within any three consecutive years such policy is
in force. As used in this act, the term ``policy of property insurance,''
means an insurance policy insuring against the physical loss of or damage
to real or personal property used for habitation and personal purposes in
connection with insurance coverage offered on a one to four family dwell-
ing or its contents.
  Sec. 2.  This act shall take effect and be in force from and after its
publication in the statute book.